Disclaimer

Letters of the Heart publishes general information only. It is not legal, financial, investment, medical, psychological or professional advice.

Information is current at the date of each edition. Laws, standards, figures and circumstances change; check the original source and seek qualified advice before acting.

Where something is the author’s view rather than established fact, it is presented as a view. Articles are independent and are not endorsed by the people or organisations they describe.

Last updated November 2026.